Today's Mortgage Rates
August 28, 2026
| Program | Conv? | Rate | Term | Points | Down Payment | APR* | Payment per $1000 |
|---|---|---|---|---|---|---|---|
| 30 Year Fixed Conventional | Y | 6.500 | 30 | .250 | 5% Minimum% | 6.619% | 6.33 |
| 20 Year Fixed Conventional | Y | 6.500 | 20 | 0.00 | 5% Minimum% | 6.618% | 7.46 |
| 15 Year Fixed Conventional | Y | 6.250 | 15 | 0.00 | 5% Minimim% | 6.388% | 8.60 |
| Jumbo | Y | 6.625 | 360 | 0.00 | 20% Minimum% | 6.727% | 6.41 |
| Home Possible | 1st Time Homebuyers | 6.500 | 30 | 0.00 | 3% Minimum% | 6.60% | 6.33 |
| FHA Down Payment Assistance Program | N | 7.250 | 30 | 0.00 | 3.5% Minimum% | 7.917% | 6.83 |
| FHA 30 Year Fixed | N | 6.250 | 30 | .40 | 3.5% Minimum% | 6.933% | 6.16 |
| VA 30 Year Fixed | N | 6.250 | 30 | .40 | 0 Minimum% | 6.375% | 6.19 |
| Invest 75% LTV | N | 7.250 | 30 | .50 | .25% Minimum% | 7.404% | 6.83 |
| USDA | N | 6.250 | 30 | .40 | 0 Minimum% | 6.930% | 6.16 |
| Bank Statement Program | N | 8.250 | 30 | .50 | 20% Minimum% | 8.424% | 7.52 |
| DSCR | N | 7.375 | 30 | 0.00 | 20% Minimum% | 7.510% | 6.91 |
*APR - Annual Percentage Rate base on loan amount of $300,000.00
All rate Are Subject to Change At Anytime